Boutique firm with particular emphasis in debt relief, financial restructuring and bankruptcy
for consumers and businesses.

Our central Vermont law firm concentrates in the areas of bankruptcy, creditors' rights, trustee representation, debtor issues, business restructuring and workouts, wills, corporate formation, secured transactions, mediation and commercial law generally.

We provide a prompt, thorough analysis of your or your company's financials to determine the most optimal way to proceed. Our practice is primarily transactional with minimal litigation, but also includes solutions for both viable and troubled companies by reviewing and analyzing business financials and offering alternative resolutions. We also maintain a significant creditors' right practice to assist companies facing stale or bankrupt receivables.

We have a combined 45 years' experience
concentrated in the field of bankruptcy.

Raymond J. Obuchowski is on the private panel of Chapter 7 case Trustees for the District of Vermont. He is the only actively practicing Vermont attorney to be admitted into the American College of Bankruptcy—an elite group of approximately 650 of the top bankruptcy and restructuring professionals across the country. He is board certified by the American Board of Certification in both business and consumer bankruptcy and a Board member for the National Association of Bankruptcy Trustees. He has been named in Best Lawyers and, New England Super Lawyers. Mr. Obuchowski formerly clerked for Vermont's first and longest standing bankruptcy judge, the Honorable Charles J. Marro. See Ray's full bio here.

Jennifer Emens-Butler joined Mr. Obuchowski's in 1998. She formerly clerked for Vermont's second bankruptcy judge, the Honorable Francis G. Conrad, from 1995 through 1997. She is a cum laude graduate of the Vermont Law School and is currently teaching her fifth General Practice Bankruptcy Law Course as an adjunct at the Vermont Law School. She was the Chair of the Bankruptcy Law Section of the Vermont Bar Association for 3 years and is currently serving on the VBA's Board of Managers. Ms. Emens-Butler maintains an active foreclosure mediation practice. She is recognized as a New England Super Lawyer and is a frequent speaker and writer on bankruptcy matters and has actively participated in some of Vermont's most complex reorganization cases. See Jennifer's full bio here.