Vermont Legal Firm | Debt Relief | Bankruptcy | Obuchowski & Emens-Butler

Boutique firm with particular emphasis in debt relief,
financial restructuring and bankruptcy
for consumers and businesses.

Our central Vermont law firm concentrates in the areas of bankruptcy, creditors' rights, risk analysis, trustee representation, debtor issues, business restructuring and workouts, wills, corporate formation, secured transactions, mediation and commercial law generally.

We provide a prompt, thorough analysis of your or your company's financials to determine the most optimal way to proceed. Our practice is primarily transactional with minimal litigation, but also includes solutions for both viable and troubled companies by reviewing and analyzing business financials and offering alternative resolutions. We also maintain a significant creditors' right practice to assist companies facing stale or bankrupt receivables.

We have a combined over 45 years' experience
concentrated in the field of bankruptcy.

Vermont law firm specializing in bankruptcy and debt relief

Raymond J. Obuchowski is on the private panel of Chapter 7 case Trustees for the District of Vermont. He is the only actively practicing Vermont attorney to be admitted into the American College of Bankruptcy-- an elite group of approximately 650 of the top bankruptcy and restructuring professionals across the country. He is board certified by the American Board of Certification in both business and consumer bankruptcy and a Board member for the National Association of Bankruptcy Trustees. He has been named in Best Lawyers and, New England Super Lawyers. Mr. Obuchowski formerly clerked for Vermont's first and longest standing bankruptcy judge, the Honorable Charles J. Marro. He travels extensively presenting at continuing legal education seminars nationwide.
See Ray's full bio.

Jennifer Emens-Butler joined Mr. Obuchowski in 1998. She formerly clerked for Vermont's second bankruptcy judge, the Honorable Francis G. Conrad, from 1995 through 1997. She is a cum laude graduate of the Vermont Law School and is currently teaching her sixth General Practice Bankruptcy Law Course as an adjunct at the Vermont Law School. Jennifer is board certified by the American Board of Certification in consumer bankruptcy. She was the Chair of the Bankruptcy Law Section of the Vermont Bar Association for 3 years and serves on the VBA's Board of Managers. Ms. Emens-Butler maintains an active foreclosure mediation practice. She has achieved an "AV- Preeminent" rating from Martindale-Hubbell and is recognized as a New England Super Lawyer by Super Lawyers. Jennifer is a frequent speaker and writer on bankruptcy matters and has actively participated in some of Vermont's most complex reorganization cases.
See Jennifer's full bio.

Don Hayes joined our office as an associate in July of 2012. Don is a 2010 graduate of Vermont Law School and a 1993 cum laude graduate from Temple University. Prior to attending law school, Don worked for 14 years in the private sector which included a stint as a District Executive with the Boy Scouts of America, Philadelphia Council, and as vice-president of marketing for Warren Industries, Inc. In 2007, he earned a Masters Degree in Community and Regional Planning from Temple University. Don and his wife Kat (Katrina) live in South Royalton. They volunteer to improve the lives of people with disabilities, teaching skiing, rowing, and rock climbing. Don will focus on serving our bankruptcy clients, and will also help clients with wills and trusts, probate, business formation, and general civil litigation.
See Don's full bio.


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